Home Buying Process

Speak with a lender and secure a mortgage pre-approval. This benefits you by turning you into a cash buyer, which will save you money and provide leverage in multiple-offer situations. It also gives you the confidence in knowing you qualify!   

All agents have access to the same MLS system, but not all agents provide the same level of service. 100% of my clients choose me as their exclusive buyers agent. Any sign in any yard - call me first, including FSBO homes.   

I’ll provide you with a search tool that directly links to the MLS. You can request showings, save searches, get notifications, and send me messages, all in one place. You will see an average of 8-10 homes before finding the right one. The key to finding the right home is your feedback on homes you do see to give me a better idea of what to search for!   

Determine a purchase price and terms that you’re comfortable with, and we’ll make an offer on the home to the sellers. I’ll negotiate on your behalf and we will come to an agreement that everyone is content with!   

This is the check you write with your offer; it will be cashed when the offer is accepted. The amount is anywhere from $0 - full price. It is held in a non-interest bearing trust account until closing, when it will be returned to you as a credit.  

We’ll have a certified home inspector do an inspection on the major items in the home. We’ll go back to the seller with any deficiencies to renegotiate.   

These are ESTIMATES of the closing costs and other costs you can expect to incur during the purchase process 

$1,000  Earnest Money

$2,500  Closing costs

$500     Appraisal

$450     Home inspection 

$150     Radon Test

$150     Sewer Scope

$515     Regulatory Compliance Fee 

Your down payment amount +

$2,000  home insurance 

(1 yr paid + escrow)

$2500   Property tax 

(added to escrow)

Revisit with your lender to receive full loan commitment and confirm the appraisal   

We’ll set up a time, date, and location to sign the official paperwork to close. When you finish signing, I'll give you the keys and you can move into your new home!

            CONGRATULATIONS!